CapriCMW Insurance - Equine Clubs Program
Western Provinces & Territories
Provinces Ontario Eastward
CapriCMW Insurance

Application for Equine Clubs

Membership in your Provincial Equine Association (PTSO) enables you to apply for low cost broad coverage on all your Club's activities throughout the year.

CapriCMW Insurance is the official Insurance broker for most Equine Association in Canada.

Liability Insurance for Club Activities:

  • The coverage is for all "approved" activities. "Approved" activities are those that you declare on the form which are reviewed by CapriCMW Insurance.
  • Coverage may be extended to the actual ownership of land/buildings, and the operation or maintenance of equine facilities where you own, rent or maintain land/building(s) for more than 15 consecutive days (see application form).

The Insurance provides the following coverage:
  • $10,000 ON OWNED Property other than buildings (higher limits available)
  • $50,000 per animal, $250,000 per occurrence/aggregate if liable for animals of others in your custody
  • $1,000,000 on Tenant Legal Liability on responsibility for rented premises
  • $5,000,000 on Club Commercial General Liability including Injury to Participants

Crime Coverage as follows:
  • $10,000 Employee Dishonesty – Form A
  • $2,500 Broad Form Money & Securities
  • $2,500 Money Orders and Counterfeit Paper Currency
  • $2,500 Depositors Forgery

If you want this very broad special insurance – please continue below

Term: Date of application to January 1, 2022